Blog Posts

Phillip Boyer Insurance Blog - Unpacking The Reasons Insurance Premiums Are Rising
Jan. 13, 2026

Unpacking The Reasons Insurance Premiums Are Rising

We break down the convergence of economic inflation, supply chain issues, and unprecedented weather events driving up personal insurance costs across the country.

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Phillip Boyer Insurance Blog - Home Insurance vs. Home Warranty
Dec. 16, 2025

Home Insurance vs. Home Warranty

Understand the critical difference between required protection against disaster (insurance) and a service contract for breakdowns (warranty).

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Phillip Boyer Insurance Blog - Saving on Auto Insurance with Telematics
Sept. 14, 2025

Saving on Auto Insurance with Telematics

The future of car insurance isn't about your age or zip code. It's about you. Learn how a tiny device or simple app could transform your rates and driving habits for good.

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Phillip Boyer Insurance Blog - Renting Your Home? Here’s What You Need to Know About Insurance
Aug. 16, 2025

Renting Your Home? Here’s What You Need to Know About Insurance

Learn why your standard homeowners policy won't cut it for short-term rentals and discover the essential insurance options you need to protect your property and your finances.

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Phillip Boyer Insurance Blog - The Essential Guide to Umbrella Insurance
July 15, 2025

The Essential Guide to Umbrella Insurance

Discover what umbrella insurance is, how it protects your assets beyond standard policies, and whether this crucial extra layer of liability coverage is right for you.

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Phillip Boyer Insurance Blog - Tips for Reducing Distracted Driving
June 8, 2025

Tips for Reducing Distracted Driving

Distracted driving is a major safety hazard. Learn practical strategies and actionable tips to eliminate distractions behind the wheel, improving your safety and the safety of everyone on the road.

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